Transfer Site

Here you will find information about what this means for you and your policy, along with answers to common questions.

We want you to feel informed and confident throughout this process. If you have concerns, you have the right to object to the transfer. This site explains how you can do that, including the steps to submit an objection and the deadline for doing so.

It is important to note that Athora Belgium already manages your policy on ALPI’s behalf, so this change will not affect how your policy works. The proposed transfer is part of a wider business update at ALPI.

What does the transfer mean for you?

ALPI is currently the insurer of your policy. If the proposed transfer goes ahead, Athora Belgium will become the insurer of your policy.

The transfer will have no effect on:

• any payments you make or receive under the terms of your policy;
• the way you contact Athora Belgium; or
• the service you receive.

You can find more information about the background to transferring this business in our questions and answers.

A process designed to protect your interests

To ensure policyholders are protected and not unfairly disadvantaged, we are following a clear, legal process. This includes:

• Giving all impacted policyholders notice of the proposed transfer
• Making policyholders aware of their right to object and, if they believe they would be negatively affected, to raise their objection directly with the Irish High Court
• A detailed review by an Independent Actuary, who assesses the impact of the transfer on policyholders
• Consultation with financial services regulators in Belgium and Ireland
• Approval by the Irish High Court, which will only happen if the court is satisfied that policyholders are treated fairly
• Approval by the National Bank of Belgium

You can find copies of the Independent Actuary’s report, the Scheme documents and other court documents in our Document Library.